I believe this is a house in the Lake Arthur neighborhood of Port Arthur. I drove past it in my boat a few days ago. There was literally no way to get a fire truck back there. Incredibly sad situation but not uncommon. Quite a few other homes have burned because of lightning/electrical issues due to how high the water was.
sometimes the right contractor can make it so the insurance company cant fuck you over.
For Sandy our roof started leaking bad. went all the way down to the basement. The insurance adjuster said it was only $1500 in water damage, and nothing for our roof. Got a contractor he told us he needed special boots or something because of the steepness of our roof and the insurance company would never get up there. We had hail damage from a storm 3 weeks before sandy that destroyed 5-6 tiles and sandy just blew them off and soaked the entire house.
Best part was the dining room roof was sagging from all the soaking wet insulation (after it had soaked through the finished upper floor) there were rusty water marks running across the dining room ceiling from the water+old nails, the adjuster just looked at it and said "that just requires a few new nails and some touch up paint" turns out the contractor saw that and was pissed "New nails? that's about to collapse. look at it sagging!" yeah I know that's why youre here.
Well the next day while I was at work the wife got photos of the roof collapsing and taking the ceiling fan and 90% of the dining room with it.
TL;DR insurance says $1500 in damages, we got $15,000 a new roof, new shingles, new carpet, new paint....ect. Never take the first offer. if people show interest ill dig up the photos
99% of the damage/cost was in the shingles and the waterlogged roof. But I still feel $1500.00 is a lowball and I thank god the contractor
1 was good.
2 did good work
3 had a nice relationship with the insurance company so it was all above board and legal.
EDIT2 the contractor went up on the roof and took photos of the hail damage and the insurance company just put a big ass check in the bank....that we could give out only to the contractor in small amounts to keep it all legal. Nationwide didn't even fight back, just said ok...heres the check. Then the house was inspected like every week or so Nationwide could prove we wernt pocketing the money.
setles on September 2nd, 2017 at 11:49 UTC »
Look at all that oil coming from everywhere. I wonder if that is happening in all flooded areas.
TotallyNotAustin on September 2nd, 2017 at 13:38 UTC »
I believe this is a house in the Lake Arthur neighborhood of Port Arthur. I drove past it in my boat a few days ago. There was literally no way to get a fire truck back there. Incredibly sad situation but not uncommon. Quite a few other homes have burned because of lightning/electrical issues due to how high the water was.
BlueFalconPunch on September 2nd, 2017 at 14:39 UTC »
sometimes the right contractor can make it so the insurance company cant fuck you over.
For Sandy our roof started leaking bad. went all the way down to the basement. The insurance adjuster said it was only $1500 in water damage, and nothing for our roof. Got a contractor he told us he needed special boots or something because of the steepness of our roof and the insurance company would never get up there. We had hail damage from a storm 3 weeks before sandy that destroyed 5-6 tiles and sandy just blew them off and soaked the entire house.
Best part was the dining room roof was sagging from all the soaking wet insulation (after it had soaked through the finished upper floor) there were rusty water marks running across the dining room ceiling from the water+old nails, the adjuster just looked at it and said "that just requires a few new nails and some touch up paint" turns out the contractor saw that and was pissed "New nails? that's about to collapse. look at it sagging!" yeah I know that's why youre here.
Well the next day while I was at work the wife got photos of the roof collapsing and taking the ceiling fan and 90% of the dining room with it.
TL;DR insurance says $1500 in damages, we got $15,000 a new roof, new shingles, new carpet, new paint....ect. Never take the first offer. if people show interest ill dig up the photos
EDIT Because everyone wanted to see. This was what collapsed the first day, the rest came down later but I cant find the photos
You can still see that the water had pooled behind the paint and left bubbles and some of the rust is still showing
99% of the damage/cost was in the shingles and the waterlogged roof. But I still feel $1500.00 is a lowball and I thank god the contractor
1 was good.
2 did good work
3 had a nice relationship with the insurance company so it was all above board and legal.
EDIT2 the contractor went up on the roof and took photos of the hail damage and the insurance company just put a big ass check in the bank....that we could give out only to the contractor in small amounts to keep it all legal. Nationwide didn't even fight back, just said ok...heres the check. Then the house was inspected like every week or so Nationwide could prove we wernt pocketing the money.