America’s bad paid sick leave policy could make the coronavirus outbreak worse

Authored by vox.com and submitted by sddgfdbdfbdbgfbfgb
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America’s failure to guarantee paid sick leave for its workers could combine with the coronavirus to pose a serious danger to public health in the coming weeks.

The Covid-19 illness, caused by the coronavirus, is here and likely here to stay for a while. The Centers for Disease Control and Prevention are warning people to be prepared for major disruptions in their daily lives. That could mean staying home for days if they get sick.

But that is easier said than done for millions of American workers. Employees in the service industry especially, like food workers or personal care assistants, are much less likely than their peers in more lucrative fields to have paid time off if they get sick. But they also make less money in general, meaning a lost day of work hurts their families’ budgets more. That gives them a strong motivation to go into work — even if they’re not feeling well.

And because these workers come in close contact with the rest of humanity, they are a potent vector for spreading contagions, particularly those as infectious as coronaviruses. It’s a recipe for making a bad outbreak even worse, all because America hasn’t decided to guarantee paid sick leave for all workers.

Why having no paid sick leave is a public health risk

There is no federal law guaranteeing paid time off for illness, and paid sick leave is comparatively rare for lower-wage workers. Just 63 percent of people working in service occupations have paid sick leave, versus more than 90 percent of people in management positions, according to the Bureau of Labor Statistics. For people working part-time, just 43 percent can get sick leave from their employer.

And for people working those lower-wage jobs, it’s not easy for them to skip work if they’re not getting paid, even if they’re feeling flu-like symptoms that could be either the flu itself or the coronavirus.

All the public health warnings in the world can’t always stand up against the need to bring home a paycheck. Just 27 percent of people whose wages fall in the bottom 10 percent are able to earn paid sick leave from their job, according to the Economic Policy Institute. Any less pay eats into their basic needs: As EPI put it, the lost wages from missing three days of work can equal a month’s worth of groceries or their monthly utility bills.

People have a strong incentive to go to work, even if they’re not feeling well and authorities have urged them to stay home. And once they come in and start going about their jobs, they can spread illnesses unintentionally. Coronavirus is a pretty contagious disease, with a higher R0 (which measures how many other people a sick person is likely to infect) than the seasonal flu.

Paid sick leave could go a long way toward stopping the spread of the virus. As a group of researchers wrote for the CDC in 2012, while assessing the benefits of providing workers with paid time off if they get sick (emphasis mine):

Access to paid sick leave might reduce the pressure to work while sick out of fear of losing income. Fewer people working while sick, and therefore performing at reduced functional capacity, might lead to safer operations and fewer injuries. The potential safety benefit observed in our study extends previous research demonstrating that paid sick leave is associated with shorter worker recovery times and reduced complications from minor health problems. Paid sick leave also enables workers to care for loved ones and can help prevent the spread of contagious diseases.

America is alone among advanced economies in not having a national guarantee of paid sick leave for workers. As the Center for Economic and Policy Research reported in 2009, most developed economies give workers at least five days off to recover from flu-like symptoms. The US used to lag even farther behind, with less than half of service industry workers getting paid sick leave as recently as 2017. But thanks to a slew of recent state laws mandating such leave, the situation has improved.

Paid sick leave is usually treated as a principle of basic economic justice: People shouldn’t become financially insecure because they get sick and have to miss work. But when we have an outbreak like coronavirus, the failure to provide that security is actively making our society more vulnerable to a big outbreak.

sedatedlife on February 27th, 2020 at 20:03 UTC »

Also lack of insurance and the fact that half of Americans can not afford a $500 emergency and often can not even afford co-pays. It will not take much to throw the United States into a massive depression. M4A would be a great thing to have now.

Low-Belly on February 27th, 2020 at 19:42 UTC »

Who could have guessed that not being able to miss work when sick would be an issue?!?

sanash on February 27th, 2020 at 19:41 UTC »

Also expensive ass doctor visits.

For reference a man in Miami who had recently been to China was tested and ended up owing $3,250.

https://www.miamiherald.com/news/health-care/article240476806.html

"Luckily" he had insurance:

Hospital officials at Jackson told the Miami Herald that, based on his insurance, Azcue would only be responsible for $1,400 of that bill, but Azcue said he heard from his insurer that he would also have to provide additional documentation: three years of medical records to prove that the flu he got didn’t relate to a preexisting condition.

Edit: So I've seen a few responses asking about the preexisting condition thing so I will just leave this part of the article here:

In 2018, President Donald Trump’s administration rolled back Affordable Care Act regulations and allowed so-called “junk plans” in the market. Consumers mistakenly assume that the plans with lower monthly costs will be better than no insurance at all in case of a medical catastrophe, but often the plans aren’t very different from going without insurance altogether.

Azcue said he earns about $55,000 a year working for a medical device company that does not offer health insurance, but his insurance plan wasn’t always so narrow. Last year, Azcue said he was covered under an Affordable Care Act-compliant plan that cost him about $278 in monthly premiums.

Those premiums shot up to $400 a month when his full year salary kicked in, so he canceled his plan in November, he said. Azcue said he now pays $180 per month for the limited plan from National General Insurance.

The limited plan’s requirement to provide three years of medical records before coverage kicks in, Corlette said, is not uncommon. The professor said she’s seen it come up for conditions like cancers that were never diagnosed but might have been hinted at in doctors’ visits from years past.

“That’s the critical difference between [Affordable Care Act] plans and junk plans,” she said. “[Junk plans] will not cover preexisting conditions.”

The man in the article had one of these "junk plans", meaning they can fuck you over for pretty much anything including preexisting conditions.